Peninsula Properties is there for sellers needing to do a short sale Rolling Hills Estates, California

Is it time to short sell your home?

Not sure what a short sale is? A short sale is when the amount of the outstanding loans are greater than the amount for which the home could sell. This could be caused by many causes, but most commonly is a result of a rapidly declining real estate market.

Short sales can be a way for homeowners to avoid foreclosure and pay off their loan with the lender by settling.


What steps do I take in a short sale?

First, assess the true market value of your house. A good real estate professional, like those at Peninsula Properties, will be able to give you a realistic idea of what your house should probably sell for based on prior sales of similar houses in the neighborhood. Be careful of websites where a computer estimates your home's market value since they may not have complete information or know important things like neighborhood trends and current listings.

Need an honest idea of what your home could sell for today's market? Contact us today to find out how Peninsula Properties can help.

Next, estimate your closing costs. The knowledgeable real estate agents at Peninsula Properties will take into account fees like title report, appraisal, escrow, property taxes, and agent commissions to estimate your final costs at the closing table.

Finally, contact your lender and make them aware of your situation. They may even have a dedicated department that handles short sales. Ask about their exact steps. Some lenders will be more able to work with you than others. They may be able to lessen the amount owed or make other arrangements. Your lender will have to give approval for the final sale.

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Peninsula Properties 27520 Hawthorne Blvd. Rolling Hills Estates, California 90274
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